Jimmy Outlaw

WE BELIEVE IN ONE ON ONE, PERSONAL SERVICE. When you work with J. Outlaw Consulting, you work directly with Jimmy every step of the way. As an agent for your community bank or credit union, Jimmy compares vendor programs, reviews contracts, and negotiates with check vendors to reduce cost and bring in new revenue. Over 35 years in the financial services industry gives him the experience and insight to expertly negotiate on your behalf. His knowledge and skills have saved clients millions of dollars.

Jimmy also shares his passion for this industry through a weekly video series called “Make it happen!” His friendly advice and contagious enthusiasm inspire everyone who works with him.

Jimmy Outlaw


It was a pleasure working with Jimmy and Outlaw Consulting to negotiate our check vendor contract. Jimmy was able to negotiate substantial cost savings/enhanced income with our current vendor and other check vendors.

We ultimately decided to change vendors. Jimmy was there every step of the way with the project to switch vendors to ensure a smooth transition.  We could not be happier with the change of vendor process which was seamless to our members.  I highly recommend that any credit union or community based bank utilize Jimmy to negotiate their check vendor contract.

Steve Lattuca
SVP and CFO, Heritage Trust FCU

Jimmy was a great help in helping our new bank meet our opening date.  His deep knowledge of the industry helped us navigate our vendor contracts.  I highly recommend you give Jimmy a call and learn how he can help your bank!

Gary McClanahan
Co-Founder, EVP and CFO, Watermark Bank

Working with Jimmy and Outlaw Consulting was the best decision we made to negotiate our check vendor contract. We were able to save more money than we ever expected over the contract term while reducing the cost to our customers. Jimmy speaks the check language and personally knows all the key players from the major check vendors. Glad to have Jimmy and associates with Outlaw Consulting on the SAB team.

Dick Burch
EVP and CFO, South Atlantic Bank

Jimmy was easy to work with on our check contract negotiations and took the work out of our hands.

Since he knows the check industry we were able to tailor our new contract to maximize the benefit to our bank . His historical billing review approach was a win for us and our customers. Jimmy was professional and responsive to our questions all the way through to the billing review.

Brett Mills
EVP and CFO, First American Bank

Working with Outlaw Consulting was a great experience! Jimmy was a pleasure to work with, straightforward, clear and concise with communication. Best of all the we have a great contract and will realize savings beyond our expectation. I would highly recommend Outlaw Consulting.

Elaine Bixby
EVP, Senior Banking Officer, Passumpsic Savings Bank

We had no idea just how little we understood the check printing business until we engaged J. Outlaw Consulting to assist us with our most recent contract. We thought we had a pretty good contract, but J. Outlaw Consulting negotiated into our latest check printing contract an annual lift of net revenue well into the six figures with hundreds of thousands of dollars over the contract term, without changing our vendor.

Mark Ingalls
CFO and COO, Dedham Savings Bank—1.4 billion in assets

Thank you for guiding us through the process, we are grateful for your expertise.

Jennifer Weller
COO, Citizens Bank


Years Experience
Retain Existing Check Provider
ROI or More
$ 1000000
Bank Savings to Date



As an agent for your community bank or credit union, Jimmy compares vendor programs, reviews contracts, and negotiates with check vendors on your behalf to reduce costs and bring in new revenue.


Once we negotiate the best possible contract and terms, we provide an objective overview of the selected vendor's products and services and introduce new revenue growth plans.


Our team is your team for the entire process. We provide clear information and ongoing support. Some benefits:

  • We do all the work, saving you months of time and effort.
  • Understand the details of your check program... and the costs.
  • Know how your check program compares to others.
  • Billing audits as often as needed over the contract term.
  • If you change vendors, we attend every implementation call.
  • No extra fees. We cover all our own expenses.

Our Process

Personal Call: Goals and Opportunities

Onsite Meeting with your Executive team

Direct Negotiations with Check Provider

Onsite Visit: Results and Options



  • Signed Contract & NDA
  • Six weeks of detailed billing invoices
  • Vendor notification (template provided)

Creative services

email design & campaigns

Beautiful, scalable and mobile-friendly emails tell your brand story with style. Increase your click through rate today.


From direct mail to statement stuffers to brochures and posters, we ensure your communications shine.


Don't have time to write? Let us do it for you. We create articles, blog entries, web pages, content libraries and more.


We create landing pages for special promotions, full sites, banner advertising and email templates.

data & analytics

Is your site optimized for search engines? If SEO is a foreign language, let us translate for you.


A solid plan is the foundation for an excellent marketing effort. We do single campaigns to complete annual plans.

Speed, Simplicity, Trust, Results.